Retired.com is on a mission to simplify retirement and financial decision-making for individuals and families. As we continue to grow, we’re building scalable, well-controlled platforms that support innovation, compliance, and long-term impact. We value ownership, clarity, and collaboration—and we’re proud to be recognized as one of the Best Places to Work.
Our platform ecosystem includes market-leading retirement and trust solutions, including BitcoinIRA, Rocket Dollar, Choice App, and Digital Trust, supporting self-directed retirement, alternative investments, and digital assets.
Position Summary
The Senior Counsel, Trust and Retirement Platforms is responsible for providing legal guidance across Retired.com’s self-directed IRA and trust platform ecosystem. This role ensures that customer-facing disclosures, product terms, and platform operations are legally sound, clearly reflect a non-discretionary, non-advisory service model, and align with applicable regulatory and fiduciary requirements. In addition to core legal responsibilities, the Senior Counsel serves as a legal partner and project owner, working closely with product, compliance, operations, engineering, and marketing teams to support product development, platform enhancements, and go-to-market initiatives. This role plays a critical part in enabling innovation while maintaining strong legal and risk controls as the company scales.
What You'll Do
- Review, draft, and maintain customer-facing disclosures, agreements, and platform terms
- Ensure documentation clearly reflects a self-directed, non-discretionary, and non-advisory service model
- Advise on fiduciary roles, custodial responsibilities, and allocation of risk across platforms
- Support legal matters related to self-directed IRAs, including custodial structures and prohibited transaction considerations
- Partner with product, engineering, operations, compliance, and marketing teams on product launches and enhancements
- Review marketing materials and customer communications to ensure legal accuracy and risk alignment
- Provide practical, business-oriented legal guidance that supports innovation and scalability
- Help develop, document, and maintain internal legal policies and procedures supporting compliant platform operations
- Advise on legal considerations related to regulated trust company and custodial environments
- Identify emerging legal risks and partner with stakeholders to mitigate exposure proactively
- Serve as a trusted legal advisor to cross-functional leaders and senior stakeholders
- Own and drive legal workstreams for complex, cross-functional initiatives
- Contribute to building a scalable, well-controlled legal function as Retired.com grows
Cross-Functional Partnership & Enablement
Compliance, Governance & Risk
Leadership & Strategic Support
Required Qualifications
- Juris Doctor (JD) from an accredited U.S. law school
- Active bar membership in at least one U.S. jurisdiction
- 5–8+ years of legal experience in fintech, financial services, trusts, or retirement platforms
- Experience drafting and reviewing customer disclosures, agreements, and platform terms
- Working knowledge of self-directed IRAs, custodial frameworks, fiduciary obligations, and prohibited transaction rules
- Strong drafting skills and ability to collaborate effectively across teams
Preferred Qualifications
- In-house counsel experience at a fintech, trust company, custodian, or IRA platform
- Experience supporting digital asset or alternative investment products
- Exposure to regulated trust company environments
- LLM in Taxation or Trusts & Estates
$150,000 - $200,000 a year
Retired.com does not sponsor employment-based visas at this time. Candidates must be authorized to work in the United States without sponsorship now or in the future.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.