Senior Counsel - Credit Cards and Loyalty

WHAT IS THE OPPORTUNITY?

As a Senior Counsel, you will support the enterprise in achieving the business/operations, strategic priorities and operational performance goals of the Law Group, in particular the performance commitments of solution-oriented advice and responsiveness.  You will provide legal services primarily to the Cards & Loyalty business team on a broad range of legal and regulatory matters.

WHAT WILL YOU DO?

• Deliver strategic legal advice on a broad range of complex legal and regulatory matters related to credit cards, loyalty/rewards programs and merchant partnerships (including the offers program).  Align legal strategy with enterprise-wide initiatives and business objectives

• Oversee legal input into new product development for credit cards, enhancements, and changes to client offerings.

• Provide legal counsel on the RBC Avion Rewards Program, including the negotiation of agreements with high-impact merchant retailers and third party partnerships, and related collateral materials.  Provide legal advice on innovative offerings including linked loyalty and embedded value

• Act as senior legal advisor for the merchant offers program, directing legal strategy, negotiating commercial agreements with key merchant partners, and overseeing the development of client-facing materials and terms and conditions

• Support advocacy and industry work relating to credit cards and loyalty

• Collaborate with a cross-functional team including Compliance, Privacy, Risk, and other enterprise partners to enable innovative solutions while managing legal risk

• Monitor emerging legal and regulatory developments in a dynamic and evolving environment and provide forward-looking strategic guidance to senior stakeholders to support agile business decision-making

WHAT DO YOU NEED TO SUCCEED?

Must-have:

• At least 7 years of relevant experience at a large law firm, financial institution or other highly regulated industry

• Bachelor of Law/Juris Doctor Degree (Common Law or Civil) from a recognized law school

• Membership in provincial/territorial law society or bar association. Called to the Bar in any Canadian Province or Territory

• Strong business acumen and ability to analyze legal risk in the context of business realities

• Experience in drafting and negotiating contracts and providing advice in connection with consumer protection

Nice-to-have:

• Experience in providing legal services relating to the credit card ecosystem and loyalty

• Ability to communicate effectively and concisely with all levels of management and team members, and influence in a variety of formats and venues

• Ability to work with a high degree of autonomy

• Ability to analyze legal risk in context of business realities

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable

• Leaders who support your development through coaching and managing opportunities

• Ability to make a difference and lasting impact

• Work in a dynamic, collaborative, progressive, and high-performing team

• A world-class training program in financial services

• Flexible work/life balance options

• Opportunities to do challenging work

Job Skills

Business Perspective, Coaching Others, Customer Service Management, Decision Making, Financial Regulation, Group Problem Solving, High Impact Communication, Legal Practices, Time Management

Additional Job Details

ROYAL BANK PLAZA, 200 BAY ST:TORONTOTorontoCanada37.5Full timeCHIEF LEGAL & ADMIN OFFICE GRPRegularSalaried2026-04-172026-05-17

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.