Associate General Counsel

The Opportunity

Visio Lending is looking for a business-minded attorney to join its in-house legal team as Associate General Counsel. This is a senior, high-impact leadership role, supporting legal strategy across regulatory compliance, commercial contracts, capital markets, default servicing, litigation management, and corporate governance. Reporting to the Chief Administrative Officer and General Counsel, the Associate General Counsel will serve as a trusted advisor to the executive team, partner closely with business leaders across Sales, Operations, Finance, Information Technology, Vendor Management and Human Resources, and oversee the Company's Default Servicing Paralegal, REO Property Manager and Compliance Analyst. The ideal candidate is an experienced lawyer with strong business judgment, who is energized by variety, eager to build, and has a real growth mindset.

What You'll Do

• Advise and counsel the business on federal and state laws and regulations impacting mortgage lending, financial services and employment--including ECOA, FCRA, FHA, BSA, HMDA, SCRA, consumer protection, anti-money laundering and data privacy, and proactively monitor legislative and regulatory developments to anticipate business impact
• Draft, review, and negotiate commercial agreements, including vendor contracts, master service agreements, and non-disclosure agreements, and advise internal stakeholders on contract terms, transactional risk and legal and business implications
• Support underwriting guideline updates, and advise on legal escalations and other matters subject to enhanced underwriting
• Provide legal support for the Company's technology initiatives, including implementation and use of new vendor systems, AI/ML and other proprietary technology solutions
• Direct the Company's default servicing, litigation, foreclosure, and bankruptcy strategy, including oversight of foreclosure and bankruptcy files to ensure timely, accurate resolution and trend reporting
• Manage third party servicer and outside counsel to ensure loan files are managed and resolved in accordance with applicable guidelines
• Oversee matters related to the preservation, listing, and disposition of REO (real estate owned) properties, and coordinate the foreclosure-to-REO handoff process
• Collaborate with the Capital Markets team on securitization transactions, whole loan sales, warehouse agreements and corporate debt financings
• Support board governance matters, including reviewing meeting agendas and materials, drafting and reviewing board and committee meeting minutes/resolutions and overseeing entity management
• Partner with executive leadership and the board to strengthen governance, controls, and operational compliance across the organization
• Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT

• Salary Range: Commiserate with experience

What We Are Looking For:

• Juris Doctor (J.D.) degree from an accredited law school
• Active license to practice law in at least one U.S. jurisdiction, in good standing
• 8+ years of relevant legal experience in the financial services industry, including as an in-house counsel
• Excellent interpersonal and communication skills, with a proven ability to build relationships and trust across an organization
• Proven negotiation skills, business acumen and the ability to balance legal risk with commercial priorities
• Ability to maintain discretion with confidential and sensitive information
• Ability to review and maintain documentation with strong attention to detail